About Us

Who we are and how we can help.

01Our Company

Commercial Business Systems Inc., founded in 1980 and headquartered in Goldsboro, North Carolina, is a privately held company that provides premium software and IT services for the Credit Union industry. These products are possible by innovative technology developed by CBS, which enables credit unions to improve focus and streamline data processing infrastructure by using a simple, standard browser-based environment.

By reducing technical requirements, your staff is free from the responsibility of managing and maintaining complex software and communication networks, allowing more focus on member services. Additionally, by incorporating our eServices solution, members can access their account information, pay bills and view statements at any time, from any location worldwide, via an online connection.

02Our Solution

Providing credit unions with a solution that truly meets their needs.

Through our initial reviews, participating credit unions told us they are looking for an affordable and complete IT solution. They also told us that they wanted to minimize internal technical and operational overhead.

We listened and developed the CAMS-ii suite of solutions to help them.
  • Maintain a Centralized System Management.
  • Dynamically produce laser documents for complete loan processing and form management.
  • Provide Photo Identification, Report Imaging and Internet Branching as standard features of the Core Processing System.
  • Allow for advanced optional features such as ATM’s, Debit or Credit Cards, Interactive Voice Response, Shared Branching, Electronic Bill Payment, and Electronic Statements.
  • Enable Cost-Effective Remote Access.
  • Provide for a simplified Disaster Recovery Process.
  • Reduce their IT costs and headaches.

The best part is that when a credit union receives the CAMS-ii system – Core Processing, Internet Branching, Customer Support, and Remote Management – valuable time and energy can be redirected back to actual business development. Our solution will be tailored to meet the individual needs of any credit union.

We value the relationship we have with our customers. Not only do they help us develop our suite of solutions, they improve our understanding of credit unions’ unique needs. As a result, we are able to deliver a business solution that truly automates a credit union’s business processes. It is intuitive and easy to use, all at a truly affordable cost.

03Our Technology

CBS is an IBM Business Partner that provides cross-platform solutions that are specifically designed to meet customers’ needs.

We partner with the strongest technology companies in the business to deliver custom solutions that meet our credit unions’ requirements and budgets. We back up our promise by providing demo systems and custom evaluations of your infrastructure to ensure that every dollar is maximized.

We are focused on delivering specialized IBM and Next Generation Open Solutions that are optimized to allow secure network connectivity for both Credit Union Office and Member Self-Service environments.